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Many of us fritter away a lot of our income when we could be putting it to much better use. In this book, Hannah McQueen gives you the skills to create a surplus and then use it wisely. A mortgage is the biggest expense you'll ever have, and Hannah shows you how to pay it off more quickly, saving hundreds of thousands of dollars in interest payments.Whether you are just starting out and hoping to buy a house, building up your assets, or planning for retirement, this book is for you. It begins with "First things first" your money personality, how to budget, whether to rent or buy, and how to save for a house or other big ticket item. It moves on to "Kill your mortgage" with Hannah's practical tips on paying off the mortgage as quickly as possible, and how to cut day-to-day costs. "Sort your retirement" will help you ensure you have enough funds for your retirement by creating a cash surplus and investing wisely. This book is not afraid to tackle the financial elephants in the room and discusses tricky issues that may at first be confronting, but ultimately informative and empowering. It is a practical go-to guide on confronting your finances and changing your habits for the better."

From Lombardy: A world of rice--baked in a frittata, with lentils, with butternut squash, with gorgonzola, and the special treat of Risotto Milan-Style with Marrow and Saffron Rhiannon is devastated after the breakup with her boyfriend and wants him back. Nicole's ex is still pining for her, but she can't help having a new crush. And then there is James, hopelessly in love with Rhiannon, who can't see that their friendship can be so much more. Just when things couldn't get more complicated, the school's resident mean girl decides she is intent on ruining everyone's life. James, Nicole, and Rhiannon are not going to let this slide, but will their desire to take down the mean girl bring these three friends exactly what they want? The thrilling and romantic second novel in the Incarnate trilogy, a fantasy series about a girl who is the first new soul born into a society where everyone else has been reborn hundreds of times.As a Newsoul, Ana has always felt alone. Some residents of Heart are afraid of Ana's presence, a constant reminder of unstoppable change and the unknown. When the people turn violent, Ana must learn to stand up not only for herself, but also for those who cannot stand up for themselves.Romantic and action-filled, the rich world of Asunder is perfect for fans of epic fantasy, like Graceling by Kristin Cashore and The Girl of Fire and Thorns by Rae Carson, while Ana's courage to expose the The Madame Chic Collection: Lessons from Madame Chic, at Home with Madame Chic, and Polish Your Poise with Madame Chic pdf cracks in society and fight for what is right is ideal for fans of dystopian novels.

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Author: Hannah McQueen
Number of Pages: 352 pages
Published Date: 01 Dec 2015
Publisher: Allen & Unwin
Publication Country: Auckland, N.Z., New Zealand
Language: English
ISBN: 9781877505515
Download Link: Click Here
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